Starting January 1, 2026, eligibility for INvestABLE Indiana accounts will expand under a change approved at the federal level.
The update allows individuals of any age to open an account, as long as their disability began before age 46. Under the previous rules, eligibility was limited to those whose disability began before age 26.
INvestABLE Indiana is part of the federal Achieving a Better Life Experience, or ABLE, program. ABLE accounts allow people with disabilities to save and invest money without losing access to public benefits such as Supplemental Security Income or Medicaid.
The change is tied to the ABLE Age Adjustment Act, which raises the age-of-onset requirement from 26 to 46. State officials say the expansion makes the program available to more Hoosiers, including veterans, people with chronic conditions, and those who acquire disabilities later in life.
Indiana Treasurer of State Daniel Elliott said the expanded eligibility allows more residents to plan for their financial needs while maintaining access to public assistance programs.
Additional information about INvestABLE Indiana accounts is available through the state’s ABLE program website.
